What is a Merchant Cash Advance?

A Merchant Cash Advance is a form of financing that provides you with a sum of capital based on your monthly deposits or credit card sales. It’s different from a traditional bank loan with little to no credit restriction and minimal documentation. It can be provided for almost every industry with an extremely fast approval to funding time.

What are the advantages of an MCA over a bank loan?

Our approval rates are higher on MCAs than traditional bank loans. We can get you qualified with less documentation and have the funds deposited in your account in just 2-3 business days.

Are all businesses eligible for Merchant Cash Advance?

Yes, as long as they can demonstrate a minimum monthly deposit of $15,000 and at least 6 months in business.

What is my interest rate?

We facilitate advance against future sales. The interest is set based on risk factors of the product best suited for your business. We can determine this with a quick financial analysis.

How is a lease structured?

A lease is flexible and can be tailored to your business needs. 95% of our customers opt for an Equipment Finance Agreement (EFA) which results in owning the equipment at the end of the term. Terms typically range from three to seven years.

Are there any down payments required at the beginning of a lease?

The only payment that is commonly required will be your first and last along with any required documentation.

What are the tax advantages of leasing?

In some instances the monthly lease payment is treated as an operating expense and creates a “line item deduction” against revenue. In other instances the equipment is depreciated and written off over the useful life of the asset. Because every business is unique, we encourage you to seek out a qualified accountant to assist with the specific situation regarding your business or organization.

Will this type of financing work for my business?

Getting to know your business is a priority. We want to make sure we offer you the best options possible to match the growing needs of your business. Within 24 hours of your financial analysis we will be able to determine the best financial options for your business based on your expected return on investment. Keep in mind we’ll need to see minimal documentation before we make a decision.

Why should i use Revive Capital?

With 10 years of experience working with business owners in variety of industries. We offer full credit and financial consultations to understand your business needs both short term and long term. This way we can discuss options that benefit your business and allow you to concentrate on generating capital.